Level Term Life Insurance

Showing Tag: "level term insurance" (Show all posts)

Is there 40 year term life insurance?

Posted by hadley hadley on Friday, April 26, 2013, In : Level Term Life Insurance 

Is there a 40 year term life insurance plan available? 

Also, what is the longest term for term life insurance policies?

I don't know whether there is a 40 year term life insurance plan. That would depend on the life insurance company and what they offer. Also, your age and health would impact your ability to qualify for term life insurance for that long of a duration.

Usually, life insurance companies offer level term life insurance with terms of 10, 15, 20, 25 or 30 years. 

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Level Term Life Insurance

Posted by hadley hadley on Wednesday, December 26, 2012, In : Level Term Life Insurance 
What is level term life insurance?

It's life insurance for a temporary period of time, up to 30 years, with level premiums and coverage for the entire duration of the life insurance term.

Example: $250,000 10 year level term policy fro $300 per year.

You pay $300 each year and have $250,000 of life insurance protection that expires after ten years. If you die during the 10 year term, your beneficiary gets the death benefit. If you outlive the ten year term, your life insurance expires.

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